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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,309 | $72,071+108.6% | $68,368+119.9% | $137,256+9.5% |
| Participation rate | 21.7% | 76.2%-54.5pp | 73.8%-52.0pp | 80.0%-58.2pp |
| Annual return | 17.82% | 353.14%-335.3pp | 292.57%-274.8pp | 220.34%-202.5pp |
| Employer contribution / active EE | $829 | $2,788-70.3% | $2,649-68.7% | $4,156-80.1% |
| Participant deferral / active EE | $2,986 | $4,410-32.3% | $4,123-27.6% | $6,407-53.4% |
| Admin fee / account holder | $3,507 | $5,336-34.3% | $5,150-31.9% | $12,270-71.4% |