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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,482 | $111,785-74.5% | $93,669-69.6% | $145,877-80.5% |
| Participation rate | 68.8% | 74.2%-5.5pp | 68.7%0pp | 80.3%-11.6pp |
| Annual return | 18.87% | 203.79%-184.9pp | 133.59%-114.7pp | 551.28%-532.4pp |
| Employer contribution / active EE | $766 | $3,096-75.2% | $2,424-68.4% | $4,663-83.6% |
| Participant deferral / active EE | $1,602 | $4,919-67.4% | $4,416-63.7% | $6,691-76.1% |
| Admin fee / account holder | $1,720 | $10,256-83.2% | $8,291-79.3% | $13,402-87.2% |