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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,176 | $95,895-85.2% | $79,576-82.2% | $134,509-89.5% |
| Participation rate | 70.6% | 75.0%-4.4pp | 69.5%+1.1pp | 81.2%-10.6pp |
| Annual return | -22.65% | -2.72%-19.9pp | 0.15%-22.8pp | 418.13%-440.8pp |
| Employer contribution / active EE | $581 | $3,128-81.4% | $2,413-75.9% | $4,741-87.7% |
| Participant deferral / active EE | $1,328 | $4,693-71.7% | $3,985-66.7% | $6,400-79.2% |
| Admin fee / account holder | $717 | $9,129-92.1% | $6,834-89.5% | $11,427-93.7% |