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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,979 | $77,908+18.1% | $149,696-38.6% | $75,173+22.4% |
| Participation rate | 66.7% | 65.6%+1.1pp | 78.8%-12.1pp | 67.2%-0.5pp |
| Annual return | 24.26% | 31.73%-7.5pp | 134.46%-110.2pp | 160.72%-136.5pp |
| Employer contribution / active EE | $1,973 | $3,138-37.1% | $4,821-59.1% | $2,671-26.1% |
| Participant deferral / active EE | $4,880 | $3,411+43.1% | $5,682-14.1% | $4,126+18.3% |
| Admin fee / account holder | $8,052 | $5,950+35.3% | $13,212-39.1% | $5,651+42.5% |