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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,289 | $75,962-19.3% | $154,108-60.2% | $64,173-4.5% |
| Participation rate | 97.2% | 70.4%+26.8pp | 83.0%+14.2pp | 69.6%+27.7pp |
| Annual return | -9.17% | 30.32%-39.5pp | 735.21%-744.4pp | 7.63%-16.8pp |
| Employer contribution / active EE | $2,251 | $3,350-32.8% | $5,298-57.5% | $2,381-5.5% |
| Participant deferral / active EE | $4,973 | $3,175+56.6% | $5,081-2.1% | $3,470+43.3% |
| Admin fee / account holder | $4,858 | $5,589-13.1% | $13,411-63.8% | $4,887-0.6% |