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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,361 | $95,406+9.4% | $185,849-43.8% | $85,847+21.6% |
| Participation rate | 91.2% | 68.8%+22.4pp | 81.7%+9.5pp | 69.3%+21.9pp |
| Annual return | 17.89% | 23.59%-5.7pp | 122.10%-104.2pp | 318.61%-300.7pp |
| Employer contribution / active EE | $2,321 | $3,314-29.9% | $5,169-55.1% | $2,565-9.5% |
| Participant deferral / active EE | $5,760 | $3,424+68.2% | $5,569+3.4% | $3,952+45.7% |
| Admin fee / account holder | $11,064 | $7,214+53.4% | $16,244-31.9% | $6,261+76.7% |