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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,062 | $162,529-27.4% | $130,788-9.7% | $154,746-23.7% |
| Participation rate | 92.3% | 75.9%+16.4pp | 70.1%+22.2pp | 80.7%+11.6pp |
| Annual return | 19.92% | 510.48%-490.6pp | 386.44%-366.5pp | 172.34%-152.4pp |
| Employer contribution / active EE | $6,707 | $4,447+50.8% | $3,558+88.5% | $4,379+53.2% |
| Participant deferral / active EE | $7,126 | $4,808+48.2% | $4,137+72.2% | $6,730+5.9% |
| Admin fee / account holder | $22,148 | $7,669+188.8% | $6,673+231.9% | $14,365+54.2% |