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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,802 | $185,225-48.8% | $142,898-33.7% | $167,536-43.4% |
| Participation rate | 100.0% | 78.5%+21.5pp | 72.0%+28.0pp | 82.1%+17.9pp |
| Annual return | 14.46% | 8558.12%-8543.7pp | 5639.64%-5625.2pp | 478.82%-464.4pp |
| Employer contribution / active EE | $4,837 | $5,607-13.7% | $4,146+16.7% | $4,839-0.1% |
| Participant deferral / active EE | $8,434 | $4,496+87.6% | $3,838+119.7% | $6,342+33.0% |
| Admin fee / account holder | $5,420 | $8,032-32.5% | $6,560-17.4% | $12,315-56.0% |