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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,104 | $156,963-34.3% | $121,204-14.9% | $139,466-26.1% |
| Participation rate | 75.0% | 76.5%-1.5pp | 69.5%+5.5pp | 80.3%-5.3pp |
| Annual return | 17.39% | 1476.75%-1459.4pp | 987.18%-969.8pp | 373.66%-356.3pp |
| Employer contribution / active EE | $5,286 | $5,544-4.7% | $4,170+26.8% | $4,754+11.2% |
| Participant deferral / active EE | $6,751 | $4,848+39.3% | $4,083+65.4% | $6,712+0.6% |
| Admin fee / account holder | $1,958 | $6,953-71.8% | $5,651-65.3% | $11,409-82.8% |