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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,649 | $152,591-45.8% | $117,529-29.7% | $134,545-38.6% |
| Participation rate | 75.0% | 77.1%-2.1pp | 70.6%+4.4pp | 81.2%-6.2pp |
| Annual return | -17.14% | 53.04%-70.2pp | 29.77%-46.9pp | 418.37%-435.5pp |
| Employer contribution / active EE | $4,811 | $5,576-13.7% | $4,179+15.1% | $4,742+1.5% |
| Participant deferral / active EE | $8,228 | $4,821+70.7% | $4,072+102.0% | $6,401+28.5% |
| Admin fee / account holder | $407 | $7,004-94.2% | $5,645-92.8% | $11,431-96.4% |