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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,062 | $234,190-49.6% | $180,320-34.5% | $198,609-40.6% |
| Participation rate | 92.3% | 77.1%+15.2pp | 71.5%+20.8pp | 82.4%+9.9pp |
| Annual return | 19.92% | 1057.44%-1037.5pp | 778.54%-758.6pp | 202.70%-182.8pp |
| Employer contribution / active EE | $6,707 | $5,258+27.6% | $4,108+63.3% | $5,055+32.7% |
| Participant deferral / active EE | $7,126 | $4,988+42.9% | $4,304+65.6% | $6,977+2.1% |
| Admin fee / account holder | $22,148 | $12,558+76.4% | $10,000+121.5% | $19,030+16.4% |