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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,062 | $149,040-20.8% | $120,225-1.8% | $137,256-14.0% |
| Participation rate | 92.3% | 75.4%+16.9pp | 69.6%+22.7pp | 80.0%+12.3pp |
| Annual return | 19.92% | 605.68%-585.8pp | 439.23%-419.3pp | 220.34%-200.4pp |
| Employer contribution / active EE | $6,707 | $4,350+54.2% | $3,475+93.0% | $4,156+61.4% |
| Participant deferral / active EE | $7,126 | $4,655+53.1% | $3,999+78.2% | $6,407+11.2% |
| Admin fee / account holder | $22,148 | $6,348+248.9% | $5,696+288.8% | $12,270+80.5% |