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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $431,058 | $167,362+157.6% | $143,799+199.8% | $134,532+220.4% |
| Participation rate | 87.5% | 84.8%+2.7pp | 80.3%+7.2pp | 81.2%+6.3pp |
| Annual return | -16.83% | 0.47%-17.3pp | -0.04%-16.8pp | 418.27%-435.1pp |
| Employer contribution / active EE | $15,731 | $5,620+179.9% | $4,952+217.7% | $4,741+231.8% |
| Participant deferral / active EE | $11,875 | $6,447+84.2% | $5,638+110.6% | $6,401+85.5% |
| Admin fee / account holder | $413 | $18,094-97.7% | $14,677-97.2% | $11,429-96.4% |