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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,323 | $168,635+11.1% | $147,617+26.9% | $125,389+49.4% |
| Participation rate | 71.4% | 88.8%-17.3pp | 84.6%-13.2pp | 83.2%-11.8pp |
| Annual return | -5.44% | 77.65%-83.1pp | 61.98%-67.4pp | 282.24%-287.7pp |
| Employer contribution / active EE | $24,943 | $6,252+298.9% | $5,564+348.3% | $4,866+412.6% |
| Participant deferral / active EE | $16,629 | $5,507+202.0% | $4,895+239.7% | $5,352+210.7% |
| Admin fee / account holder | $439,988 | $13,580+3139.9% | $11,612+3689.2% | $9,541+4511.6% |