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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $480,342 | $217,427+120.9% | $185,837+158.5% | $167,518+186.7% |
| Participation rate | 87.5% | 86.0%+1.5pp | 81.7%+5.8pp | 82.1%+5.4pp |
| Annual return | 13.28% | 148.39%-135.1pp | 122.08%-108.8pp | 478.71%-465.4pp |
| Employer contribution / active EE | $25,006 | $5,874+325.7% | $5,168+383.8% | $4,838+416.8% |
| Participant deferral / active EE | $15,438 | $6,357+142.8% | $5,568+177.2% | $6,342+143.4% |
| Admin fee / account holder | $435 | $19,816-97.8% | $16,241-97.3% | $12,312-96.5% |