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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,622 | $97,765-32.9% | $103,486-36.6% | $145,884-55.0% |
| Participation rate | 66.7% | 81.1%-14.5pp | 80.5%-13.9pp | 80.3%-13.6pp |
| Annual return | 11.12% | 25.44%-14.3pp | 23.93%-12.8pp | 551.85%-540.7pp |
| Employer contribution / active EE | $1,578 | $4,687-66.3% | $4,679-66.3% | $4,662-66.2% |
| Participant deferral / active EE | $6,308 | $6,606-4.5% | $6,628-4.8% | $6,690-5.7% |
| Admin fee / account holder | $11,917 | $12,505-4.7% | $9,354+27.4% | $13,392-11.0% |