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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,071 | $94,766-34.5% | $112,923-45.0% | $139,487-55.5% |
| Participation rate | 66.7% | 81.3%-14.7pp | 80.5%-13.9pp | 80.3%-13.7pp |
| Annual return | 15.95% | 40.96%-25.0pp | 34.13%-18.2pp | 373.84%-357.9pp |
| Employer contribution / active EE | $1,868 | $4,636-59.7% | $4,570-59.1% | $4,755-60.7% |
| Participant deferral / active EE | $2,689 | $6,523-58.8% | $6,520-58.8% | $6,713-59.9% |
| Admin fee / account holder | $1,275 | $8,529-85.0% | $7,046-81.9% | $11,407-88.8% |