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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,692 | $90,590-36.3% | $90,782-36.5% | $135,380-57.4% |
| Participation rate | 92.3% | 83.7%+8.6pp | 82.7%+9.7pp | 82.6%+9.7pp |
| Annual return | -5.70% | -3.40%-2.3pp | -3.42%-2.3pp | 519.81%-525.5pp |
| Employer contribution / active EE | $49 | $4,352-98.9% | $4,105-98.8% | $4,779-99.0% |
| Participant deferral / active EE | $2,704 | $5,407-50.0% | $5,366-49.6% | $5,609-51.8% |
| Admin fee / account holder | $11,169 | $7,683+45.4% | $5,908+89.1% | $10,828+3.1% |