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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,860 | $90,448-51.5% | $93,786-53.2% | $134,545-67.4% |
| Participation rate | 83.3% | 82.0%+1.4pp | 81.0%+2.3pp | 81.2%+2.1pp |
| Annual return | -17.96% | -15.71%-2.2pp | -11.32%-6.6pp | 418.37%-436.3pp |
| Employer contribution / active EE | $1,228 | $4,349-71.8% | $4,328-71.6% | $4,742-74.1% |
| Participant deferral / active EE | $1,705 | $5,983-71.5% | $6,100-72.1% | $6,401-73.4% |
| Admin fee / account holder | $9,765 | $9,232+5.8% | $7,184+35.9% | $11,431-14.6% |