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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,422 | $106,236-62.9% | $96,496-59.1% | $139,427-71.7% |
| Participation rate | 57.1% | 77.8%-20.7pp | 74.3%-17.2pp | 80.3%-23.2pp |
| Annual return | 18.59% | 38.43%-19.8pp | 35.70%-17.1pp | 373.27%-354.7pp |
| Employer contribution / active EE | $2,732 | $4,104-33.4% | $3,738-26.9% | $4,752-42.5% |
| Participant deferral / active EE | $8,077 | $5,455+48.1% | $4,879+65.6% | $6,711+20.4% |
| Admin fee / account holder | $6,459 | $7,879-18.0% | $6,731-4.0% | $11,404-43.4% |