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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,422 | $106,280-62.9% | $96,538-59.2% | $139,487-71.7% |
| Participation rate | 57.1% | 77.8%-20.7pp | 74.3%-17.2pp | 80.3%-23.2pp |
| Annual return | 18.59% | 38.48%-19.9pp | 35.74%-17.1pp | 373.84%-355.2pp |
| Employer contribution / active EE | $2,732 | $4,107-33.5% | $3,740-27.0% | $4,755-42.5% |
| Participant deferral / active EE | $8,077 | $5,457+48.0% | $4,880+65.5% | $6,713+20.3% |
| Admin fee / account holder | $6,459 | $7,888-18.1% | $6,737-4.1% | $11,407-43.4% |