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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,640 | $115,814-76.1% | $101,275-72.7% | $158,982-82.6% |
| Participation rate | 55.6% | 79.4%-23.8pp | 75.8%-20.3pp | 82.0%-26.4pp |
| Annual return | 0.00% | 56.16%-56.2pp | 46.48%-46.5pp | 302.99%-303.0pp |
| Employer contribution / active EE | $2,873 | $4,176-31.2% | $3,660-21.5% | $4,763-39.7% |
| Participant deferral / active EE | $7,666 | $4,958+54.6% | $4,371+75.4% | $5,983+28.1% |
| Admin fee / account holder | $317 | $7,249-95.6% | $5,948-94.7% | $11,252-97.2% |