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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,793 | $124,298-68.8% | $109,152-64.5% | $167,497-76.8% |
| Participation rate | 45.5% | 79.4%-34.0pp | 75.9%-30.4pp | 82.1%-36.7pp |
| Annual return | 14.04% | 26.04%-12.0pp | 25.75%-11.7pp | 478.62%-464.6pp |
| Employer contribution / active EE | $2,011 | $4,208-52.2% | $3,722-46.0% | $4,838-58.4% |
| Participant deferral / active EE | $6,144 | $5,256+16.9% | $4,653+32.0% | $6,341-3.1% |
| Admin fee / account holder | $513 | $7,971-93.6% | $6,753-92.4% | $12,310-95.8% |