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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,374 | $182,442-9.9% | $163,379+0.6% | $138,895+18.3% |
| Participation rate | 60.0% | 79.8%-19.8pp | 76.8%-16.8pp | 79.9%-19.9pp |
| Annual return | 13.09% | 72.74%-59.7pp | 63.41%-50.3pp | 145.39%-132.3pp |
| Employer contribution / active EE | $12,468 | $4,159+199.8% | $3,752+232.3% | $4,194+197.3% |
| Participant deferral / active EE | $17,646 | $6,817+158.9% | $6,282+180.9% | $6,396+175.9% |
| Admin fee / account holder | $97,263 | $10,396+835.6% | $9,818+890.7% | $12,562+674.3% |