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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,645 | $202,440+0.1% | $169,390+19.6% | $139,466+45.3% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 16.97% | 532.36%-515.4pp | 406.07%-389.1pp | 373.66%-356.7pp |
| Employer contribution / active EE | $16,562 | $4,693+252.9% | $4,013+312.8% | $4,754+248.4% |
| Participant deferral / active EE | $30,670 | $6,940+341.9% | $6,222+392.9% | $6,712+356.9% |
| Admin fee / account holder | $766 | $10,722-92.9% | $9,015-91.5% | $11,409-93.3% |