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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,915 | $227,566-49.1% | $189,558-38.8% | $167,518-30.8% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.5%+21.5pp | 82.1%+17.9pp |
| Annual return | 13.27% | 78.43%-65.2pp | 64.19%-50.9pp | 478.71%-465.4pp |
| Employer contribution / active EE | $13,629 | $5,316+156.4% | $4,412+208.9% | $4,838+181.7% |
| Participant deferral / active EE | $22,010 | $7,002+214.3% | $6,174+256.5% | $6,342+247.1% |
| Admin fee / account holder | $449 | $11,881-96.2% | $9,809-95.4% | $12,312-96.4% |