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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,569 | $97,289-63.4% | $92,805-61.7% | $155,188-77.1% |
| Participation rate | 66.7% | 84.2%-17.5pp | 83.5%-16.8pp | 80.8%-14.1pp |
| Annual return | 21.51% | 29.03%-7.5pp | 31.59%-10.1pp | 148.84%-127.3pp |
| Employer contribution / active EE | $5,809 | $3,632+59.9% | $3,424+69.7% | $4,248+36.8% |
| Participant deferral / active EE | $18,323 | $8,795+108.3% | $8,448+116.9% | $6,531+180.6% |
| Admin fee / account holder | $1,232 | $12,015-89.7% | $10,911-88.7% | $14,480-91.5% |