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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,569 | $107,666-67.0% | $102,184-65.2% | $154,746-77.0% |
| Participation rate | 66.7% | 83.7%-17.1pp | 82.6%-15.9pp | 80.7%-14.0pp |
| Annual return | 21.51% | 29.33%-7.8pp | 31.58%-10.1pp | 172.34%-150.8pp |
| Employer contribution / active EE | $5,809 | $3,846+51.0% | $3,594+61.6% | $4,379+32.7% |
| Participant deferral / active EE | $18,323 | $8,719+110.1% | $8,309+120.5% | $6,730+172.2% |
| Admin fee / account holder | $1,232 | $12,943-90.5% | $11,609-89.4% | $14,365-91.4% |