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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,569 | $102,609-65.3% | $98,090-63.7% | $138,895-74.4% |
| Participation rate | 66.7% | 82.8%-16.1pp | 81.5%-14.9pp | 79.9%-13.3pp |
| Annual return | 21.51% | 36.44%-14.9pp | 37.05%-15.5pp | 145.39%-123.9pp |
| Employer contribution / active EE | $5,809 | $3,867+50.2% | $3,606+61.1% | $4,194+38.5% |
| Participant deferral / active EE | $18,323 | $8,167+124.4% | $7,845+133.6% | $6,396+186.5% |
| Admin fee / account holder | $1,232 | $11,434-89.2% | $11,815-89.6% | $12,562-90.2% |