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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,416 | $166,131-34.7% | $164,975-34.3% | $145,877-25.7% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.6%-3.6pp | 80.3%-5.3pp |
| Annual return | 11.81% | 100.37%-88.6pp | 70.12%-58.3pp | 551.28%-539.5pp |
| Employer contribution / active EE | $4,035 | $5,276-23.5% | $4,343-7.1% | $4,663-13.5% |
| Participant deferral / active EE | $6,479 | $6,962-6.9% | $6,033+7.4% | $6,691-3.2% |
| Admin fee / account holder | $675 | $16,648-95.9% | $12,688-94.7% | $13,402-95.0% |