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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,416 | $166,268-34.8% | $165,100-34.3% | $145,897-25.7% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.6%-3.6pp | 80.3%-5.3pp |
| Annual return | 11.81% | 100.52%-88.7pp | 70.21%-58.4pp | 552.29%-540.5pp |
| Employer contribution / active EE | $4,035 | $5,284-23.6% | $4,348-7.2% | $4,663-13.5% |
| Participant deferral / active EE | $6,479 | $6,964-7.0% | $6,035+7.3% | $6,689-3.2% |
| Admin fee / account holder | $675 | $16,659-95.9% | $12,696-94.7% | $13,390-95.0% |