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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,424 | $154,159-45.2% | $130,026-35.1% | $139,456-39.5% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.5%-3.5pp | 80.3%-5.3pp |
| Annual return | 17.88% | 32.50%-14.6pp | -137.26%+155.1pp | 373.45%-355.6pp |
| Employer contribution / active EE | $3,718 | $5,292-29.7% | $4,321-14.0% | $4,753-21.8% |
| Participant deferral / active EE | $5,813 | $6,710-13.4% | $5,821-0.1% | $6,711-13.4% |
| Admin fee / account holder | $500 | $14,001-96.4% | $10,608-95.3% | $11,407-95.6% |