Filings through .
1 of 17 flags tripped on the 2025 filing.
High fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 7 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
6 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$92K in admin expenses, $347 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
13 funds of $250K or more; 28 lines in all, holding $22.0M of the plan's $22.6M. Recordkeeper: Empower.
| Fund | Dollars | % of funds% |
|---|---|---|
| Great Gray Moderate Retire Fund (IndexSelect) Manager not matched · Mutual fund | $6.2M | 28.2% |
| IndexSelect Moderate 2035 Fund (Great Gray Trust Co.) Manager not matched · Collective trust | $3.5M | 15.7% |
| Ishares Russell BlackRock · ETF | $2.7M | 12.5% |
| American Balanced Fund Capital Group · Mutual fund | $2.2M | 10.2% |
| Great Gray IndexSelect Moderate 2045 Fund Manager not matched · Mutual fund | $2.2M | 10.1% |
| Great Gray IndexSelect Moderate 2055 Fund Manager not matched · Mutual fund | $1.6M | 7.2% |
| MassMutual Blue Chip Growth Fund MassMutual · Mutual fund | $610K | 2.8% |
| Invesco Value Opportunities Fund Invesco · Mutual fund | $424K | 1.9% |
| Calvert International Responsible Index Fund Morgan Stanley · Mutual fund Index | $396K | 1.8% |
| General Account Empower · Insurance contract Recordkeeper's own fund | $326K | 1.5% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
18 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Added 1 fund, dropped 1 fund. Moved 3 funds from collective trust to mutual fund. Changed share class on 1 fund.
| Fund | Year-end value |
|---|---|
| Collective trust to mutual fundIndexselect Moderate Retire Fund CL I to Great Gray Moderate Retire Fund (IndexSelect) | $6.1M to $6.2M |
| AddedIndexSelect Moderate 2035 Fund (Great Gray Trust Co.) | $3.5M |
| DroppedIndexselect Moderate 2035 Fund CL I | $2.6M |
Stable value and insurance contract lines, renames and class changes are not counted. Left out here: 1 stable value or insurance line, 5 renames.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
18 more lines and 3 more changes in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 6 by compensation.
| Provider | Compensation |
|---|---|
EMPOWER ADVISORY GROUP, LLC4 years Filed as: EMPOWER ANNUITY INS CO OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 Recordkeeping Fees | $75,961 |
HORNER TOWNSEND & KENT INC2 years Filed as: HORNER TOWNSEND & KENT LLC Service code 55 P.O.BOX 822215 · PHILEDELPHIA, PA 19182 Other Commissions | $48,815 |
DEFINITI LLC5 years Filed as: DEFINITI, LLC Service code 13 · EIN 85-0833363 Contract Administrator | $12,056 |
DEFINITI LLC5 years Service code 13 Contract Administrator | $9,707 |
EMPOWER ADVISORY GROUP, LLC2 years Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 Recordkeeping Fees | $1,656 |
Filed as: MERRILL LYNCH PIERCE FENNER SMITH Service code 27 · EIN 13-5674085 Advisory (Plan) | $0 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
8 feature codes on the 2025 filing.
2 contacts
7 filings · 2019 to 2025