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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,797 | $116,434-86.4% | $65,583-75.9% | $139,487-88.7% |
| Participation rate | 50.0% | 67.9%-17.9pp | 65.0%-15.0pp | 80.3%-30.3pp |
| Annual return | 7.14% | 31.34%-24.2pp | 47.46%-40.3pp | 373.84%-366.7pp |
| Employer contribution / active EE | $877 | $2,602-66.3% | $1,692-48.2% | $4,755-81.6% |
| Participant deferral / active EE | $1,614 | $4,245-62.0% | $2,833-43.0% | $6,713-76.0% |
| Admin fee / account holder | $421 | $6,696-93.7% | $4,112-89.8% | $11,407-96.3% |