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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,797 | $115,783-86.4% | $65,289-75.8% | $139,427-88.7% |
| Participation rate | 50.0% | 67.8%-17.8pp | 65.0%-15.0pp | 80.3%-30.3pp |
| Annual return | 7.14% | 31.21%-24.1pp | 47.38%-40.2pp | 373.27%-366.1pp |
| Employer contribution / active EE | $877 | $2,599-66.3% | $1,691-48.2% | $4,752-81.5% |
| Participant deferral / active EE | $1,614 | $4,240-61.9% | $2,831-43.0% | $6,711-76.0% |
| Admin fee / account holder | $421 | $6,701-93.7% | $4,113-89.8% | $11,404-96.3% |