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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,178 | $136,433-94.7% | $98,864-92.7% | $167,553-95.7% |
| Participation rate | 68.4% | 70.3%-1.8pp | 65.7%+2.7pp | 82.1%-13.7pp |
| Annual return | 12.45% | 67.76%-55.3pp | 50.03%-37.6pp | 478.89%-466.4pp |
| Employer contribution / active EE | $1,013 | $2,636-61.6% | $2,070-51.0% | $4,840-79.1% |
| Participant deferral / active EE | $1,896 | $3,721-49.0% | $3,037-37.6% | $6,343-70.1% |
| Admin fee / account holder | $40 | $5,039-99.2% | $4,080-99.0% | $12,316-99.7% |