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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,085 | $123,982-83.0% | $69,701-69.7% | $145,959-85.6% |
| Participation rate | 45.8% | 69.2%-23.4pp | 66.4%-20.6pp | 80.3%-34.5pp |
| Annual return | 9.06% | 191.01%-182.0pp | 100.32%-91.3pp | 561.95%-552.9pp |
| Employer contribution / active EE | $835 | $2,681-68.9% | $1,713-51.3% | $4,661-82.1% |
| Participant deferral / active EE | $1,391 | $4,236-67.2% | $2,887-51.8% | $6,689-79.2% |
| Admin fee / account holder | $1,384 | $7,867-82.4% | $4,717-70.7% | $13,398-89.7% |