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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,003 | $211,239-97.6% | $178,528-97.2% | $145,877-96.6% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 16.12% | 30.22%-14.1pp | 27.11%-11.0pp | 551.28%-535.2pp |
| Employer contribution / active EE | $618 | $4,570-86.5% | $3,950-84.3% | $4,663-86.7% |
| Participant deferral / active EE | $3,631 | $6,963-47.8% | $6,278-42.2% | $6,691-45.7% |
| Admin fee / account holder | $1,506 | $12,095-87.5% | $10,419-85.5% | $13,402-88.8% |