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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,666 | $190,879-97.0% | $160,009-96.5% | $134,532-95.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | 0.14% | 552.63%-552.5pp | 408.85%-408.7pp | 418.27%-418.1pp |
| Employer contribution / active EE | $822 | $4,995-83.5% | $4,225-80.5% | $4,741-82.7% |
| Participant deferral / active EE | $3,000 | $6,924-56.7% | $6,183-51.5% | $6,401-53.1% |
| Admin fee / account holder | $2,508 | $10,495-76.1% | $8,715-71.2% | $11,429-78.1% |