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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $6,592 |
ADP BROKER-DEALER5+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
NEXUS ADMINISTRATORS, INC.4 years Filed as: NEXUS ADVISORS Service code 49 14241 DALLAS PARKWAY · DALLAS, TX 75254 | Other Services | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,857 | $59,402-80.0% | $93,654-87.3% | $74,546-84.1% |
| Participation rate | 85.0% | 59.7%+25.3pp | 68.7%+16.3pp | 67.2%+17.8pp |
| Annual return | 21.97% | 81.86%-59.9pp | 133.34%-111.4pp | 1366.03%-1344.1pp |
| Employer contribution / active EE | $342 | $1,265-73.0% | $2,421-85.9% | $2,624-87.0% |
| Participant deferral / active EE | $3,260 | $3,049+6.9% | $4,413-26.1% | $4,347-25.0% |
| Admin fee / account holder | $49 | $3,023-98.4% | $8,282-99.4% | $1,944-97.5% |