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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $2,794 |
ADP BROKER-DEALER4+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
NEXUS ADMINISTRATORS, INC.3 years Filed as: NEXUS ADVISORS Service code 49 14241 DALLAS PARKWAY · DALLAS, TX 75254 | Other Services | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,995 | $54,717-83.6% | $86,216-89.6% | $71,511-87.4% |
| Participation rate | 90.6% | 60.1%+30.5pp | 69.0%+21.6pp | 67.9%+22.6pp |
| Annual return | 18.29% | 20.07%-1.8pp | 1169.42%-1151.1pp | 28.86%-10.6pp |
| Employer contribution / active EE | $426 | $1,267-66.3% | $2,382-82.1% | $2,589-83.5% |
| Participant deferral / active EE | $3,302 | $3,110+6.2% | $3,986-17.2% | $4,291-23.0% |
| Admin fee / account holder | $22 | $1,922-98.9% | $6,853-99.7% | $1,588-98.6% |