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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,612 | $106,749-67.6% | $145,433-76.2% | $82,448-58.0% |
| Participation rate | 50.0% | 75.6%-25.6pp | 82.1%-32.1pp | 68.1%-18.1pp |
| Annual return | 16.81% | 27.59%-10.8pp | 66.58%-49.8pp | 41.64%-24.8pp |
| Employer contribution / active EE | $1,451 | $3,444-57.9% | $4,554-68.2% | $2,551-43.1% |
| Participant deferral / active EE | $2,955 | $6,519-54.7% | $7,897-62.6% | $4,139-28.6% |
| Admin fee / account holder | $8,708 | $8,390+3.8% | $13,129-33.7% | $7,234+20.4% |