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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,612 | $106,864-67.6% | $147,318-76.5% | $82,637-58.1% |
| Participation rate | 50.0% | 75.5%-25.5pp | 82.1%-32.1pp | 68.1%-18.1pp |
| Annual return | 16.81% | 27.49%-10.7pp | 70.43%-53.6pp | 53.51%-36.7pp |
| Employer contribution / active EE | $1,451 | $3,417-57.5% | $4,593-68.4% | $2,552-43.2% |
| Participant deferral / active EE | $2,955 | $6,496-54.5% | $7,906-62.6% | $4,126-28.4% |
| Admin fee / account holder | $8,708 | $8,415+3.5% | $13,708-36.5% | $7,339+18.7% |