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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,314 | $57,140-73.2% | $85,240-82.0% | $80,959-81.1% |
| Participation rate | 78.4% | 56.4%+22.0pp | 67.5%+10.8pp | 67.7%+10.7pp |
| Annual return | 13.53% | 21.71%-8.2pp | 66.75%-53.2pp | 35.67%-22.1pp |
| Employer contribution / active EE | $1,496 | $1,802-17.0% | $2,735-45.3% | $2,757-45.8% |
| Participant deferral / active EE | $985 | $3,115-68.4% | $4,527-78.2% | $4,300-77.1% |
| Admin fee / account holder | $1,039 | $4,992-79.2% | $6,165-83.1% | $6,925-85.0% |