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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,439 | $49,891-69.1% | $80,607-80.8% | $75,181-79.5% |
| Participation rate | 67.7% | 55.3%+12.4pp | 67.0%+0.7pp | 67.2%+0.5pp |
| Annual return | 27.77% | 34.67%-6.9pp | 936.11%-908.3pp | 160.69%-132.9pp |
| Employer contribution / active EE | $2,273 | $1,698+33.8% | $2,724-16.6% | $2,671-14.9% |
| Participant deferral / active EE | $969 | $2,991-67.6% | $4,448-78.2% | $4,126-76.5% |
| Admin fee / account holder | $50 | $3,578-98.6% | $5,379-99.1% | $5,650-99.1% |