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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,915 | $101,618-56.8% | $93,063-52.8% | $137,256-68.0% |
| Participation rate | 72.7% | 74.9%-2.2pp | 72.1%+0.6pp | 80.0%-7.2pp |
| Annual return | 110.29% | 223.95%-113.7pp | 34.15%+76.1pp | 220.34%-110.1pp |
| Employer contribution / active EE | $4,801 | $2,707+77.4% | $2,476+93.9% | $4,156+15.5% |
| Participant deferral / active EE | $5,711 | $4,279+33.4% | $3,958+44.3% | $6,407-10.9% |
| Admin fee / account holder | $1,297 | $6,198-79.1% | $6,033-78.5% | $12,270-89.4% |