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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,915 | $102,938-57.3% | $94,105-53.3% | $138,895-68.4% |
| Participation rate | 72.7% | 74.6%-1.9pp | 71.9%+0.8pp | 79.9%-7.2pp |
| Annual return | 110.29% | 250.28%-140.0pp | 204.55%-94.3pp | 145.39%-35.1pp |
| Employer contribution / active EE | $4,801 | $2,732+75.7% | $2,504+91.7% | $4,194+14.5% |
| Participant deferral / active EE | $5,711 | $4,196+36.1% | $3,881+47.1% | $6,396-10.7% |
| Admin fee / account holder | $1,297 | $6,600-80.3% | $6,199-79.1% | $12,562-89.7% |