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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,172 | $167,533-19.9% | $151,645-11.5% | $134,545-0.3% |
| Participation rate | 82.6% | 88.4%-5.8pp | 87.5%-4.9pp | 81.2%+1.4pp |
| Annual return | -6.19% | 7.81%-14.0pp | 3.34%-9.5pp | 418.37%-424.6pp |
| Employer contribution / active EE | $8,177 | $6,828+19.8% | $6,165+32.6% | $4,742+72.5% |
| Participant deferral / active EE | $13,952 | $8,985+55.3% | $8,363+66.8% | $6,401+118.0% |
| Admin fee / account holder | $6,249 | $13,781-54.7% | $11,614-46.2% | $11,431-45.3% |