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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,325 | $160,059-41.7% | $140,019-33.3% | $135,380-31.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -9.19% | 911.48%-920.7pp | 651.17%-660.4pp | 519.81%-529.0pp |
| Employer contribution / active EE | $12,794 | $6,420+99.3% | $5,605+128.2% | $4,779+167.7% |
| Participant deferral / active EE | $14,964 | $7,641+95.8% | $6,927+116.0% | $5,609+166.8% |
| Admin fee / account holder | $17,867 | $13,328+34.1% | $10,705+66.9% | $10,828+65.0% |