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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,213 | $184,000-31.9% | $162,185-22.8% | $152,909-18.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 30.84% | 150.80%-120.0pp | 115.61%-84.8pp | 345.46%-314.6pp |
| Employer contribution / active EE | $12,235 | $6,370+92.1% | $5,613+118.0% | $4,764+156.8% |
| Participant deferral / active EE | $15,605 | $8,033+94.3% | $7,297+113.9% | $5,851+166.7% |
| Admin fee / account holder | $757 | $13,124-94.2% | $10,844-93.0% | $11,601-93.5% |