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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,472 | $209,874-23.5% | $189,537-15.3% | $167,536-4.2% |
| Participation rate | 82.4% | 88.7%-6.3pp | 87.8%-5.5pp | 82.1%+0.2pp |
| Annual return | 16.66% | 748.61%-732.0pp | 555.34%-538.7pp | 478.82%-462.2pp |
| Employer contribution / active EE | $7,251 | $6,913+4.9% | $6,161+17.7% | $4,839+49.8% |
| Participant deferral / active EE | $15,478 | $8,934+73.3% | $8,220+88.3% | $6,342+144.0% |
| Admin fee / account holder | $1,519 | $14,299-89.4% | $12,048-87.4% | $12,315-87.7% |