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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,740 | $100,139+80.5% | $85,187+112.2% | $145,884+23.9% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 10.08% | 84.15%-74.1pp | 66.67%-56.6pp | 551.85%-541.8pp |
| Employer contribution / active EE | $2,893 | $3,238-10.7% | $2,732+5.9% | $4,662-38.0% |
| Participant deferral / active EE | $7,240 | $5,296+36.7% | $4,525+60.0% | $6,690+8.2% |
| Admin fee / account holder | $59,235 | $7,262+715.7% | $6,162+861.3% | $13,392+342.3% |