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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,740 | $99,995+80.7% | $85,063+112.5% | $145,978+23.8% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 10.08% | 83.99%-73.9pp | 66.54%-56.5pp | 550.52%-540.4pp |
| Employer contribution / active EE | $2,893 | $3,231-10.5% | $2,727+6.1% | $4,662-38.0% |
| Participant deferral / active EE | $7,240 | $5,295+36.7% | $4,523+60.1% | $6,690+8.2% |
| Admin fee / account holder | $59,235 | $7,255+716.5% | $6,155+862.4% | $13,400+342.0% |