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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,810 | $93,098+81.3% | $77,081+119.0% | $134,509+25.5% |
| Participation rate | 71.4% | 74.5%-3.1pp | 67.9%+3.5pp | 81.2%-9.8pp |
| Annual return | -22.56% | 62.63%-85.2pp | 42.33%-64.9pp | 418.13%-440.7pp |
| Employer contribution / active EE | $3,567 | $3,419+4.3% | $2,813+26.8% | $4,741-24.8% |
| Participant deferral / active EE | $4,673 | $5,239-10.8% | $4,428+5.5% | $6,400-27.0% |
| Admin fee / account holder | $63,777 | $6,945+818.3% | $5,427+1075.3% | $11,427+458.1% |