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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,179 | $217,432-36.4% | $185,849-25.6% | $167,536-17.5% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 18.16% | 148.42%-130.3pp | 122.10%-103.9pp | 478.82%-460.7pp |
| Employer contribution / active EE | $18,020 | $5,875+206.7% | $5,169+248.6% | $4,839+272.4% |
| Participant deferral / active EE | $18,020 | $6,357+183.5% | $5,569+223.6% | $6,342+184.1% |
| Admin fee / account holder | $506 | $19,818-97.4% | $16,244-96.9% | $12,315-95.9% |