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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,494 | $175,231+14.4% | $149,696+33.9% | $139,466+43.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 21.62% | 166.77%-145.2pp | 134.46%-112.8pp | 373.66%-352.0pp |
| Employer contribution / active EE | $13,030 | $5,478+137.9% | $4,821+170.3% | $4,754+174.1% |
| Participant deferral / active EE | $13,030 | $6,521+99.8% | $5,682+129.3% | $6,712+94.1% |
| Admin fee / account holder | $779 | $16,155-95.2% | $13,212-94.1% | $11,409-93.2% |